What is GAP cover?

This insurance is designed to pay you the difference between the amount paid for the insured vehicle (usually known as the ‘net invoice selling price’) and the amount your motor insurer will pay if they have declared the vehicle a total loss (usually known as the ‘market value’).

Key Facts

Please read the Key Facts to see if you meet the eligibility requirements for this cover. The Key facts list vehicles that are not covered and the exclusions or limitations of this GAP Cover provided by Sparta and arranged by Insurance Factory.

Why choose GAP insurance from Insurance Factory?

  • Covers New & Used Car & Vans
  • Covers All Factory Fitted Optional Extras
  • Covers insurance excess up to £250
  • Covers all drivers on your insurance policy
  • Upto 28 days vehicle replacement
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